If you need money fast then you need a Speedymoney Fast Online Loan! A SpeedyMoney fast online loan is essentially a small, unsecured cash loan less than $2000 and repayable over a short period of time. While the duration can last up to 12 months, most fast cash loans have a duration of approximately 4 weeks.
So what does fast mean? How about this: you should be able to lodge a complete application if you use our online services in around 5 minutes. We'll assess your application and if approved during business hours, send the money to you in under 60 minutes. Once we send it, it depends on your bank as to when you actually receive it into your account. It can range from literally seconds for the Commonwealth bank, a few hours for the other majors to overnight for some regional banks.
To comply with our responsible lending obligations and to ensure you don't suffer any undue hardship, we make certain inquiries about your financial situation before we offer you a loan. To get going, click on the Apply Now button, fill in the application form in less than five minutes and follow the prompts. We are required by law to collect the last 90 days bank transactions which we can do in a highly secure and confidential way using our Bank Vision service.
Once approved, we'll deposit your money directly into your bank account. While we try our upmost to provide you with a your loan as fast as possible, sometimes things are beyond our control and we can't deliver on that promise. For example, if there is a major internet outage, or a particular bank is offline, then we'll send as soon as we possibly can.So what are you waiting for? To get your Fast Cash Loan today, click the Apply Now button or if you need further information, contact us 1300 271 902 or email us at email@example.com.
What happens if I can't make a payment due to hardship?
To comply with our responsible lending obligations and to ensure you don't suffer any undue hardship, we make certain inquiries about your financial situation before we give you a loan. However sometimes things don't go as planned and the result is a missed repayment. While we do have late payment fees, we are very willing to listen to you and often, especially if you've made contact, substantially reduce and even waive fees. If you do find yourself in this situation, please don't hesitate to contact us on 1300 271 902 or at firstname.lastname@example.org.
Why Choose SpeedyMoney for Fast Online Loans?
At SpeedyMoney we look for customers that are employed, with a regular income, that can afford their repayments. If you meet these criteria and are looking for a loan of up to $2000 that you can pay back quickly then we are the right lending company for you. Our application process takes less than 5 minutes, and depending on your bank can have the money in your account in just a couple of hours.
As you do have to meet specific criteria for SpeedyMoney to approve your Fast Online Loan, you can be assured that we are highly credible and your privacy and security are important to us. You can apply for a Fast Online Loan anytime 24/7 and although we do carry out a credit check that doesn’t necessarily mean your application will be rejected due to previous problems.
Need a SpeedyMoney Fast Online Loan today?
SpeedyMoney is one of the newest providers of Fast Online loans in the Australian market. We offer loans from $200-$1600 over an average loan duration of 30 days.
SpeedyMoney understands the need for Fast Online Loans quickly, which is why our application process is brief and has a quick turnaround. However, we will still undertake all the necessary checks and be assured that any approved application meets the eligibility criteria.
What happens if things go wrong?
To comply with our responsible lending obligations and to ensure you don't suffer any undue hardship, we make certain inquiries about your financial situation before we give you a loan. However sometimes things don't go as planned and the result is a missed repayment. While we do have late payment fees, we are very willing to listen to you and often, especially if you've made contact, substantially reduce and even waive fees. If you do find yourself in this situation, please don't hesitate to contact us on 1300 271 902 or email@example.com.
The information that you need to provide to Speedymoney
As discussed above, Speedymoney will verify your identity, in some cases check your credit file, and require the most recent 90 days of transaction history from the bank account into which your income is paid. You do not have to send us paper copies of your bank statements – the easiest way to supply this information is to automatically download it via our online application. It's secure, takes less than a minute, and will require your online banking user name and password.
If you have more than one bank account where you are paid income, you must provide 90 days of statements for each account. This information helps us assess the affordability of the repayments for the loan.
Other information may be required depending on your credit history, if there are or have been any other loan repayments, or your income has been irregular.
What if I am on Centrelink benefits?
If the majority of your income comes from Centrelink, we will not accept you for a loan. There are specific rules for customers in this category limiting the amount of repayments to 20% of your income, and there are specialist credit providers that service this demand.
Are there extra fees and charges?
There are extra fees if you do fail to pay back your loan including a failed repayment fee of $35 each time a repayment is dishonoured or re-scheduled; a $50 collection fee if we have to send your loan to an external collection agency; and all collection agency fees (currently those fees are 20% of the outstanding balance referred to the collection agency).
Importantly, failing to repay a loan may result in a credit default listed against your name. The default can last up to 5 years and can adversely affect your chances of obtaining credit in the future.