There are unexpected times when you need money for an overlooked bill, emergency or opportunity you can’t pass up. Sometimes the budget just doesn’t balance and your timing is out by a few weeks. We know life doesn’t always go as planned, so we’re here to help by making our service as simple, fast and transparent as possible.
Before offering you a cash loan, we are required by law to make reasonable enquiries regarding your ability to repay it. After seeking your permission to do so, our online system analyses your financial information and makes a decision in minutes. We only have a few essential requirements:
- You must be an Australian citizen
- You must be over 18
- You must be employed and have a regular income stream
Applying for a SpeedyMoney online cash loan only takes 3 easy steps:
Apply using our online loan calculator and application form. We'll only ask you for essential information that will enable us to assess your application.
We'll verify your information and outline the terms of your loan, which you can e-sign online.
Once you've e-signed your online loan offer, we'll carry out a few final checks.
Once approved, SpeedyMoney
will send your loan funds within 60 minutes.
Applying for an online loan has never been easier!
Please note: We will send your money from our bank account within 60 minutes. Our bank is the Commonwealth Bank so if you bank with the Commonwealth, your money should be available immediately. Other major banks usually credit your money a few hours after we send it and regional banks usually the same day (if we have sent it before 4pm).